<![CDATA[
<!--P:edwardljackson::AcctID:--><!--New Visitor--><!-- ID = 16835-->
<!-- ACCTID = 308361-->
<!-- COMPANYNAME = Hom Financial Inc.-->
<!-- ADDRESS = 3507 W. 50th St. Suite 2-->
<!-- ADDRESS2 = -->
<!-- CITY = Minniapolis-->
<!-- STATE = MN-->
<!-- ZIP = 55410-->
<!-- LASTNAME = Jackson-->
<!-- FIRSTNAME = Edward-->
<!-- EMAIL = edwardljackson@aol.com-->
<!-- PHONE1 = 952-469-5858-->
<!-- PHONE2 = 952-469-1942-->
<!-- FAX = 952-469-1958-->
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<!-- ID = 16835-->
<!--#999999--><!-- Rate Alert FlagFalse-->
<HTML>
<HEAD>
<meta name="Keywords" content="Minniapolis, MN, mortgage, rate, rates, calculator, mortgages, morgage, loan, loans, application, lender, lenders, lending, apps, debt, consolidation, refinance, refi, home loan, home mortgage rate, loan, interest rate, mortgage rate, online mortgage, apr, conforming, non-conforming, home, equity, second, fixed, adjustable, approval, credit, bankruptcy, jumbo, Hom Financial Inc."> <meta name="Description" content="Hom Financial Inc. is a full service mortgage broker licensed in MN. We specialize in first and second mortgages, debt consolidation, refinance, and bankruptcies. Shop for a loan with our interactive calculators and compare our competitive rates.">
</HEAD>
<link rel=stylesheet href="http://fdc.rwstools.com/content/media/themes/css/template1.css">
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<tr>
<td colspan=5>
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<table width=760 cellpadding=0 cellspacing=0 border=0>
<tr>
<td rowspan=5 width=220 valign=top>
<a href="http://www.edwardljackson.com"><img src="http://carteret.rwstools.com/content/Media/images/carteret_logo_top.gif" border=0></a>
</td><td width=270><font color="#666666" size=3><b>Edward Jackson</b></font></td>
<td width=270 align=right><font color="#666666"><b>phone: 952-469-5858</b></font></td></tr>
<tr><td colspan=2><table width="100%" border=0 cellspacing=0 cellpadding=0>
<tr>
<td bgcolor=#cccccc><img src="/../images/spacer.gif" width=1 height=1></td>
</tr>
</table>
</td></tr>
<tr><td><font color="#000066"><b>Your Carteret Mortgage Specialist</b></font></td><td align=right><font color="#000066"><b>contact me by </b></font><a href=contactforms.asp?form=contact&p=edwardljackson&acctid=308361><font color="#000066"><b>email</b></font></a></td></tr>
<tr><td> </td></tr>
<tr><td> </td></tr>
</table><!--Length:1-->
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fw_menu_4.addMenuItem("Mortgage Payment?","location='http://fdc.rwstools.com/content/template1/calculators.asp?p=edwardljackson&AcctID=308361&calc=payment'");
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* fw_menu 24OCT2000 Version 4.0
* John Ahlquist, October 2000
* Copyright (c) 2000 Macromedia, Inc.
*
* based on menu.js
* by gary smith, July 1997
* Copyright (c) 1997-1999 Netscape Communications Corp.
*
* Netscape grants you a royalty free license to use or modify this
* software provided that this copyright notice appears on all copies.
* This software is provided "AS IS," without a warranty of any kind.
*/
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window.menus[this.label] = this;
window.menus[window.menus.length] = this;
if (!window.activeMenus) window.activeMenus = new Array();
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function addMenuSeparator() {
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lite.left = menu.menuBorder;
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body.left = menu.menuBorder;
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var defaultIndent = menu.fontSize;
if (item.label) {
item = item.label;
childMenu = true;
}
menu.menuItemHeight = menu.menuItemHeight || defaultHeight;
menu.menuItemIndent = menu.menuItemIndent || defaultIndent;
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itemProps += 'font-size:' + menu.fontSize + 'px;'; // zilla wants 12px.
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l = new Layer(800,body);
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textProps +=itemProps;
dTag = "";
dClose = "";
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content += ( dTag + dText + dClose);
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l.document.open("text/html");
l.document.writeln(content);
l.document.close();
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tsc = 0;
theStat = "";
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status = theStat;
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countItems++;
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// focus layer
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focusItem.visiblity="hidden";
focusItem.document.open("text/html");
focusItem.document.writeln(" ");
focusItem.document.close();
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content += ' <DIV ID="focusItem'+ countMenus +'" STYLE="position:absolute;left:0;top:0;visibility:hide;" onClick="onMenuItemAction(null,this);"> </DIV>\n';
content += ' </DIV>\n </DIV>\n</DIV>\n';
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i=x;
}
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container.clip.width = window.innerWidth;
container.clip.height = window.innerHeight;
container.onmouseout = mouseoutMenu;
container.menuContainerBgColor = this.menuContainerBgColor;
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proto = container.menus[i];
var menu = container.document.layers[i];
container.menus[i].menuLayer = menu;
container.menus[i].menuLayer.Menu = container.menus[i];
container.menus[i].menuLayer.Menu.container = container;
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body.clip.width = proto.menuWidth || body.clip.width;
body.clip.height = proto.menuHeight || body.clip.height;
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var l = body.document.layers[n];
l.Menu = container.menus[i];
l.menuHiliteBgColor = proto.menuHiliteBgColor;
l.document.bgColor = proto.menuItemBgColor;
l.saveColor = proto.menuItemBgColor;
l.onmouseover = proto.onMenuItemOver;
l.onclick = proto.onMenuItemAction;
l.action = container.menus[i].actions[n];
l.focusItem = body.document.layers[body.document.layers.length-1];
l.clip.width = proto.menuWidth || body.clip.width + proto.menuItemIndent;
l.clip.height = proto.menuItemHeight || l.clip.height;
if (n>0) l.top = body.document.layers[n-1].top + body.document.layers[n-1].clip.height + proto.menuItemBorder;
l.hilite = l.document.layers[1];
if (proto.bgImageUp) l.background.src = proto.bgImageUp;
l.document.layers[1].isHilite = true;
if (l.document.layers[0].id.indexOf("menuSeparator") != -1) {
l.hilite = null;
l.clip.height -= l.clip.height / 2;
l.document.layers[0].document.bgColor = proto.bgColor;
l.document.layers[0].clip.width = l.clip.width -2;
l.document.layers[0].clip.height = 1;
l.document.layers[1].document.bgColor = proto.menuLiteBgColor;
l.document.layers[1].clip.width = l.clip.width -2;
l.document.layers[1].clip.height = 1;
l.document.layers[1].top = l.document.layers[0].top + 1;
} else if (l.document.layers.length > 2) {
l.childMenu = container.menus[i].items[n].menuLayer;
l.document.layers[2].left = l.clip.width -13;
l.document.layers[2].top = (l.clip.height / 2) -4;
l.document.layers[2].clip.left += 3;
l.Menu.childMenus[l.Menu.childMenus.length] = l.childMenu;
}
}
body.document.bgColor = proto.bgColor;
body.clip.width = l.clip.width +proto.menuBorder;
body.clip.height = l.top + l.clip.height +proto.menuBorder;
var focusItem = body.document.layers[n];
focusItem.clip.width = body.clip.width;
focusItem.Menu = l.Menu;
focusItem.top = -30;
focusItem.captureEvents(Event.MOUSEDOWN);
focusItem.onmousedown = onMenuItemDown;
menu.document.bgColor = proto.menuBorderBgColor;
var lite = menu.document.layers[0];
lite.document.bgColor = proto.menuLiteBgColor;
lite.clip.width = body.clip.width +1;
lite.clip.height = body.clip.height +1;
menu.clip.width = body.clip.width + (proto.menuBorder * 3) ;
menu.clip.height = body.clip.height + (proto.menuBorder * 3);
}
} else {
if ((!document.all) && (container.hasChildNodes)) {
container.innerHTML=content;
} else {
container.document.open("text/html");
container.document.writeln(content);
container.document.close();
}
if (!FIND("menuLayer0")) return;
var menuCount = 0;
for (var x=0; x<container.menus.length; x++) {
var menuLayer = FIND("menuLayer" + x);
container.menus[x].menuLayer = "menuLayer" + x;
menuLayer.Menu = container.menus[x];
menuLayer.Menu.container = "menuLayer" + x;
menuLayer.style.zIndex = 1;
var s = menuLayer.style;
s.top = s.pixelTop = -300;
s.left = s.pixelLeft = -300;
var menu = container.menus[x];
menu.menuItemWidth = menu.menuWidth || menu.menuIEWidth || 140;
menuLayer.style.backgroundColor = menu.menuBorderBgColor;
var top = 0;
for (var i=0; i<container.menus[x].items.length; i++) {
var l = FIND("menuItem" + menuCount);
l.Menu = container.menus[x];
if (l.addEventListener) { // ns6
l.style.width = menu.menuItemWidth;
l.style.height = menu.menuItemHeight;
l.style.top = top;
l.addEventListener("mouseover", onMenuItemOver, false);
l.addEventListener("click", onMenuItemAction, false);
l.addEventListener("mouseout", mouseoutMenu, false);
} else { //ie
l.style.pixelWidth = menu.menuItemWidth;
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sep.style.backgroundColor = menu.menuLiteBgColor;
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l.style.cursor = "hand"
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l.style.backgroundColor = l.menuHiliteBgColor;
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l.Menu.hideChildMenu(l);
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FW_clearTimeout();
if (document.layers) {
if (menu) {
var l = menu.menuLayer || menu;
l.left = 1;
l.top = 1;
hideActiveMenus();
if (this.visibility) l = this;
window.ActiveMenu = l;
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var l = child;
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if (!l) return;
for (var i=0; i<l.layers.length; i++) {
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l.layers[i].visibility = "inherit";
if (l.layers[i].document.layers.length > 0)
FW_showMenu(null, "relative", "relative", l.layers[i]);
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if (l.parentLayer) {
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l.parentLayer.left = x || window.pageX || 0;
if (l.parentLayer.left + l.clip.width > window.innerWidth)
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var l = menu.menuLayer || menu;
hideActiveMenus();
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l = FIND(l);
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window.ActiveMenu = l;
var s = l.style;
s.visibility = "inherit";
if (x != "relative")
s.left = s.pixelLeft = x || (window.pageX + document.body.scrollLeft) || 0;
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s.top = s.pixelTop = y || (window.pageY + document.body.scrollTop) || 0;
l.Menu.xOffset = document.body.scrollLeft;
l.Menu.yOffset = document.body.scrollTop;
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if (menu) {
window.activeMenus[window.activeMenus.length] = l;
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function onMenuItemDown(e, l) {
var a = window.ActiveMenuItem;
if (document.layers) {
if (a) {
a.eX = e.pageX;
a.eY = e.pageY;
a.clicked = true;
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function mouseupMenu(e)
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hideMenu(true, e);
hideActiveMenus();
return true;
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function mouseoutMenu()
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hideMenu(false, false);
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var a = window.ActiveMenuItem;
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a.focusItem.top = -30;
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setTimeout('window.ActiveMenu.Menu.onMenuItemAction();', 2);
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return(0);
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theLayer.Menu.hideChildMenu(theLayer);
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l.Menu.FW_showMenu(null,null,null,childMenu.layers[0]);
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l.Menu.container.clip.left -= childMenu.clip.width;
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l.Menu.container.clip.width = w;
var h = childMenu.clip.height+childMenu.top-l.Menu.container.clip.top;
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l.document.layers[1].zIndex = 0;
childMenu.visibility = "inherit";
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childMenu = FIND(l.childMenu);
var menuLayer = FIND(l.Menu.menuLayer);
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s.zIndex = menuLayer.style.zIndex+1;
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s.pixelTop = l.style.pixelTop + menuLayer.style.pixelTop + l.Menu.menuItemHeight/3;
s.left = s.pixelLeft = (menuLayer.style.pixelWidth) + menuLayer.style.pixelLeft -5;
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var top = PxToNum(l.style.top) + PxToNum(menuLayer.style.top) + l.Menu.menuItemHeight/3;
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<script language="JavaScript1.2">
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fwLoadMenus();
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<table width=760 border=0 cellpadding=3 cellspacing=0>
<tr bgcolor="#999999">
<td bgcolor="#999999" width=5> </td>
<td bgcolor="#999999" width=122><a href="ratesearch.asp?p=edwardljackson&AcctID=308361" onMouseOut="FW_startTimeout();" onMouseOver="window.FW_showMenu(window.fw_menu_0,2,85);" class=barnav>search rates</a></td>
<td bgcolor="#999999" width=110><a href="http://carteret.rwstools.com/Data/Connection/cnnPrequalRouter.asp?p=edwardljackson&AcctID=308361" onMouseOut="FW_startTimeout();" onMouseOver="window.FW_showMenu(window.fw_menu_1,116,85);" class=barnav>prequalify</a></td>
<td bgcolor="#999999" width=80><a href="http://carteret.rwstools.com/Data/Connection/cnnApplicationRouter.asp?p=edwardljackson&AcctID=308361" onMouseOut="FW_startTimeout();" onMouseOver="window.FW_showMenu(window.fw_menu_2,221,85);" class=barnav>apply</a></td>
<td bgcolor="#999999" width=98><a href="articles.asp?p=edwardljackson&AcctID=308361" onMouseOut="FW_startTimeout();" onMouseOver="window.FW_showMenu(window.fw_menu_3,297,85);" class=barnav>e-guides</a></td>
<td bgcolor="#999999" width=98><a href="articles.asp?p=edwardljackson&AcctID=308361&catid=4" onMouseOut="FW_startTimeout();" onMouseOver="window.FW_showMenu(window.fw_menu_4,384,85);" class=barnav>calculators</a></td>
<td bgcolor="#999999" width=141> </td>
<td bgcolor="#999999" align=right width=199><a href="http://www.edwardljackson.com" class=barnav>home</a></td>
<td bgcolor="#999999" width=5> </td>
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<br>
<table border=0 cellpadding=0 cellspacing=0 width=95% align=center>
<tr><td class=leftnavbig>
Hom Financial Inc.<br></td></tr><tr><td class=leftnavsmall>Phone: 952-469-5858<br>Toll Free: 952-469-1942<br>Fax: 952-469-1958<br>3507 W. 50th St. Suite 2<br>Minniapolis, MN 55410<br>
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<a href="index.asp?p=edwardljackson&acctid=308361" class=leftnavbig>Home</a><br>
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<table width=199 border=0 cellpadding=0 cellspacing=4 bgcolor=#FFFFFF><form action=ratesearch.asp? method=get id=form1 name=form1>
<input name=AcctID type=hidden value=308361>
<input name=p type=hidden value=edwardljackson>
<tr><td colspan=3 class=ratesearchbig>search rates</td></tr>
<tr><td class=ratesearchsmall>rate types</td><td colspan=2 class=ratesearchsmall>points/credit</td></tr>
<tr><td>
<select name=Group class=dropdown>
<option value=Abandon selected>All</option>
<option value=F>Fixed</option>
<option value=V>Var</option><option value=G>Govt</option>
<option value=B>Balloon</option>
</select>
</td>
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<select name=Append class=dropdown>
<option value=A selected >All</option>
<option value=L>Low Cost</option>
<option value=B>Low Fee</option>
<option value=C>No Pts</option>
<option value=D>1 Pt</option>
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</select></td>
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</table><br>
<a href="articles.asp?catid=4&p=edwardljackson&acctid=308361" class=leftnavbig>Calculators</a><br>
<a href="calculators.asp?calc=paypoints&p=edwardljackson&acctid=308361" class=leftnavsmall>Should I pay points?</a><br>
<a href="calculators.asp?calc=afford&p=edwardljackson&acctid=308361" class=leftnavsmall>How much can I afford?</a><br>
<a href="calculators.asp?calc=buyvsrent&p=edwardljackson&acctid=308361" class=leftnavsmall>Should I rent or buy?</a><br>
<a href="calculators.asp?calc=refinance&p=edwardljackson&acctid=308361" class=leftnavsmall>Should I refinance?</a><br>
<br>
<a href="articles.asp?catid=16&p=edwardljackson&acctid=308361" class=leftnavbig>Credit</a><br>
<a href="articles.asp?catid=3&p=edwardljackson&acctid=308361" class=leftnavsmall>Bankruptcy</a><br>
<a href="articles.asp?catid=14&p=edwardljackson&acctid=308361" class=leftnavsmall>Insurance</a><br>
<a href="articles.asp?catid=7&p=edwardljackson&acctid=308361" class=leftnavsmall>Interest Rates</a><br>
<br>
<a href="articles.asp?catid=8&p=edwardljackson&acctid=308361" class=leftnavbig>Loan Programs</a><br>
<a href="articles.asp?catid=9&p=edwardljackson&acctid=308361" class=leftnavsmall>Refinance</a><br>
<a href="articles.asp?catid=11&p=edwardljackson&acctid=308361" class=leftnavsmall>Second Mortgage</a><br>
<a href="articles.asp?catid=12&p=edwardljackson&acctid=308361" class=leftnavsmall>VA Loans</a><br>
<a href="articles.asp?catid=6&p=edwardljackson&acctid=308361" class=leftnavsmall>FHA Loans</a><br>
<a href="articles.asp?catid=15&p=edwardljackson&acctid=308361" class=leftnavsmall>Commercial</a><br>
<br>
<a href="articles.asp?catid=1&p=edwardljackson&acctid=308361" class=leftnavbig>Application</a><br>
<a href="articles.asp?catid=2&p=edwardljackson&acctid=308361" class=leftnavsmall>Appraisals</a><br>
<a href="articles.asp?catid=10&p=edwardljackson&acctid=308361" class=leftnavsmall>Relocation</a><br>
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We can help you with online mortgage guides, rates and local information.<br>
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<table border=0 cellpadding=0 cellspacing=0 width=398>
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<td>
<a href="articles.asp?catid=7&p=edwardljackson&acctid=308361"><img src="../Media/Images/Template1/lower_your_rate.jpg" border=0></a>
</td>
<td>
<span class=leftnavbig>rates and economy</span><br>
<li><a href="ratesearch.asp?p=edwardljackson&acctid=308361" class=rightsidelinks>Today's Rates</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=7&article=149&articletitle=APR" class=rightsidelinks>APR</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=7&article=187&articletitle=Driving+Interest+Rates+Newsletter" class=rightsidelinks>Driving Interest Rates Newsletter</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=7&article=190&articletitle=Economic+Calendar" class=rightsidelinks>Economic Calendar</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=1&article=180&articletitle=Economic+Terminology" class=rightsidelinks>Economic Terminology</a>
</td>
</tr>
<tr>
<td>
<a href="articles.asp?catid=8&p=edwardljackson&acctid=308361"><img src="../Media/Images/Template1/quality_first.jpg" border=0></a>
</td>
<td>
<span class=leftnavbig>credit and mortgages</span><br>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=16&article=136&articletitle=Credit+Report+Access" class=rightsidelinks>How to access your credit report</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=16&article=136&articletitle=Credit+Report+Access" class=rightsidelinks>Credit reporting agencies</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=16&article=138&articletitle=FICO+Scores" class=rightsidelinks>FICO Scores</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=16&article=134&articletitle=How+to+Correct+Errors" class=rightsidelinks>How to correct errors</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=16&article=130&articletitle=Mortgages+and+Credit+Reports" class=rightsidelinks>Mortgages and credit reports</a>
</td>
</tr>
<tr>
<td>
<a href="contactforms.asp?form=contact&catid=8&p=edwardljackson&acctid=308361"><img src="../Media/Images/Template1/get_advice.jpg" border=0></a>
</td>
<td>
<span class=leftnavbig>loan programs</span><br>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=8&article=79&articletitle=Balloon+Mortgages" class=rightsidelinks>Balloon mortgages</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=8&article=86&articletitle=Build+Home+Equity+Faster" class=rightsidelinks>Buld Home Equity Faster</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=8&article=80&articletitle=Buydown+Options" class=rightsidelinks>Buydown options</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=8&article=83&articletitle=Choosing+A+Mortgage+Program" class=rightsidelinks>Chosing a mortgage program</a>
<li><a href="articles.asp?p=edwardljackson&acctid=308361&catid=8&article=81&articletitle=COFI+ARM+Cost+of+Funds+Index" class=rightsidelinks>COFI ARM Cost of Funds Index</a>
</td>
</tr>
</table>
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</td>
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<td colspan=2 class=leftnavbig><br> today's news<br>
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<td valign=top width=20 align=center><li></td><td width=140><a href="ratesearch.asp?&p=edwardljackson&acctid=308361" class=rightsidelinks>Interest Rates reach all time low. Find out what that means for you.</a></td>
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<td valign=top><li></td><td><a href="articles.asp?catid=1&article=32&articletitle=Two+Key+Factors+in+Qualifying+for+a+Home+Loan&p=edwardljackson&acctid=308361" class=rightsidelinks>Two key factors in qualifying for a home loan.</a></td>
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<td valign=top><li></td><td><a href="articles.asp?catid=7&article=188&articletitle=Market+Commentary&p=edwardljackson&acctid=308361" class=rightsidelinks>Market Commentary.</a></td>
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<td colspan=2 class=leftnavbig><br> mortgage help<br>
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<td valign=top><li></td><td><a href="articles.asp?catid=1&article=35&articletitle=Your+Initial+Meeting+With+a+Mortgage+Professional&p=edwardljackson&acctid=308361" class=rightsidelinks>What you should bring to your initial meeting with a mortgage broker.</a></td>
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<td valign=top><li></td><td><a href="articles.asp?catid=1&article=37&articletitle=Speed+Up+The+Mortgage+Process&p=edwardljackson&acctid=308361" class=rightsidelinks>How do speed up the mortgage process.</a></td>
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<td valign=top><li></td><td><a href="articles.asp?catid=1&article=36&articletitle=After+The+Mortgage+Application&p=edwardljackson&acctid=308361" class=rightsidelinks>What happens after you apply?</a></td>
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